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An optimization problem has to be solved by adjusting the threshold and seeking the optimum in order to balance the trade-off between the decrease in revenue and a decrease in cost.

Posted by / March 26, 2021 / Categories: first national payday loans / -

An optimization problem has to be solved by adjusting the threshold and seeking the optimum in order to balance the trade-off between the decrease in revenue and a decrease in cost.

If “Settled” is described as positive and “Past Due” is understood to be negative, then using the design for the confusion matrix plotted in Figure 6, the four regions are split as real Positive (TN), False Positive (FP), False bad (FN) and real Negative (TN). Aligned with all the confusion matrices plotted in Figure 5, TP could be the loans that are good, and FP may be the defaults missed. Continue reading →